Have You Ever Wondered What “As-is” Condition Means when Buying a Home?

“As-is” denotes that the seller is selling and the buyer is buying the home in whatever condition presently exists. The buyer is accepting the home “with all flaws” and is foregoing the opportunity to request seller make repairs or offer credits for issues with the property.

Under an “As-is” contract with an inspection contingency the buyer will have a time period to obtain inspections and decide whether he wants to move forward with the transaction. With an “As-is” home purchase, it is crucial that a buyer perform due diligence by doing all necessary home inspections. 

Also consider obtaining a Home Warranty for extra piece of mind.

Consult with your broker agent and attorney to determine what avenues are available in your state and under the terms of your contract. Additional questions? For a complimentary consultation, please contact me.

Additional questions? Please contact me for a complimentary consultation.

6 Things to Create Instant Curb Appeal

Many homeowners never walk in their front door or take a look at their curb appeal from a buyers perspective. Here are a few ways to enhance your curb appeal.


Your home’s front entry is the focal point of its curb appeal. Consider painting the front door in “today’s colors” to give it a fresh welcoming look.


If needed replace house numbers, mailbox, outdoor lighting and lockset. Combining these elements will add appeal when they function collectively.


Edge garden beds along with adding a fresh layer of mulch. Trim trees and shrubs as needed.


Create an instant garden and welcoming look with large pots of seasonal flowers.


Power wash concrete driveways. Repair and sealcoat asphalt driveways.


Clean windows inside and out.

Additional questions? Please contact me for additional information.

Additional questions? Please contact me for additional information.

3 Things to Consider Before Buying a Home

Don’t make an offer without taking these points into consideration.


Carefully consider the commute time to your workplace, school, daycare, as well as travel time to the train stations and expressways.


It is very important to know the age and condition of big ticket items in the home. Roof, windows and major mechanicals. An inspection will provide insight to the condition of these components.

Consider the age and replacement cost.  With a savings plan you will be ready when the time comes to replace them. 


Sit down and know ahead of time what is truly important to your family. Write a priority list starting with non negotiable items and continue with items you may have flexibility with. It’s very hard to find the “perfect home”, but having your priorities will keep you on the right track. Keep in mind what items can’t be changed in a home and make sure you can live with them. 

Additional questions? For a complimentary consultation contact me.


5 Questions You Should Always Ask Your New Real Estate Agent

Are you in the market for a new home? Here are some questions to ask your Realtor. 

1. Are you a full time agent?  

A full-time agent will have more flexibility with a buyer’s busy schedule along with having more transaction and negotiating experience.

2. What areas do you work in?

Familiarity with the area is very important! If an agent doesn’t work in the area you are considering buying in, it may be in the buyers best interest to get a referral for another agent.

3. How will you keep me updated?

Communication is key throughout a transaction. How will they communicate with you during the process? Your agent should send listings and communicate with the lender and attorney.

4. What fees are involved?

In most transactions, sellers pay commission. Your agent should discuss what inspection fee, attorney and lender fees you can expect. 

5. Will I be working directly with you?

Many agents work on teams, have a buyers agent or licensed assistant. If working with a specific agent is important to you, make sure you know this ahead of time. 

How to avoid sabotaging your home sale

Are you concerned about sabotaging the sale of your home? Read these tips below to ensure a smooth transaction.

  • Overpricing a home is the most common mistake sellers make. Often times a seller will want to inflate the price to “price in” negotiating room or test the waters. This tactic often backfires and results in selling the competition. Buyers are very savvy and have a wealth of information at their fingertips and understand the value of homes. Overpricing can lead to longer days on the market as well as create a stigmatized home. 
  • Showing availability is crucial. While it may be inconvenient, not having the home available when there is a showing request will often result in the prospective buyer not making another attempt to view the property. Ideally a home seller should have the property “show ready” on a daily basis.
  • Going on the market before the home is ready. Don’t assume buyers will look past pending improvements. Your home should be a shiny penny when it hits the market. It’s truly in the sellers best interest to maximize the appeal of the home to expedite a quick sale for top dollar. 
  • Lacking flexibility while negotiating. Home sales contracts consist of many terms to be negotiated: sales price, closing date, mortgage & home sale/close contingency, personal property and home warranty to name a few. All parties want to feel good about the transaction. It’s best to stay flexible during negotiating. As a seller you may have to consider terns that weren’t expected.

Additional questions? For a complimentary consultation contact me.

Additional questions? For a complimentary consultation contact me.

Ask Terri: When is the best time to buy a house?

Dear Terri:

When is the best time to buy a house?

Betty C.

Dear Betty,

The best time to purchase a home may depend on your location, weather tends to play a big role.

In the Midwest, the spring market will bring many new listings to the market. You still have the greatest number of homes to choose from. Along with the vast selection, there will be the largest amount of buyers out at this time, creating a competitive market. This is also when homes will sell the fastest, leaving less negotiating room and possible multiple offers on a property. 

As we approach back-to-school, there tend to be more price reductions as well as less inventory. While there are less choices, the combination of a smaller pool of buyers and less choices can work to your advantage negotiating purchase price. Additional questions? For a complimentary consultation contact me

Have you ever wondered when is the best time to buy a house? Suburban Chicago Real Estate Expert Terri Christian has the answer for you.
Additional questions? For a complimentary consultation contact me

Ask Terri: Should I stage my home to sell?

Dear Terri:

Should I stage my home to sell?


Steven Stageview

Dear Steven,

The term staging means different things for different homes. Most homes need some form of staging prior to listing to accentuate all the home has to offer.

Decluttering – This is a great time to pack, purge and donate. Start by reducing decor & personal collections. Countertop items should be reduced to items used daily. Closets should be organized. You will want prospective buyers to visualize their items in the home.

Light staging may include bringing in decor and artwork with todays color palette to refresh the home. Furniture placement is also important to create open spaces.

Full staging – Your Realtor may bring in a professional stager for a consultation. This will bring in additional expense, however depending on market conditions it could be just what the home needs to expedite a quicker sale.

Virtual staging – I can not begin to express the importance of photo quality! Sellers may choose not to have furnishing brought in to stage. Virtual staging can be an affordable option. Good quality virtual staging & photos will bring the buyers in the door. It is important to note they will be visiting a vacant home, so the home should have a deep cleaning as well.

This is a broad overview of staging. I would love the opportunity to visit and give you a more comprehensive consultation on staging your home. 

Additional questions? For a complimentary consultation contact me

Understanding the steps to buying a home

It is a common belief that you need a 20% down payment. Speak with a lender to learn about your options. There are loans available with as little as 3% down or 0% on VA loans.

It is important to be aware of your credit score. Home loans have different credit requirements.

Contact loan officer to get pre-approval for a mortgage.

Contact a local experienced real estate professional to guide you through the home buying process

Meet with your Realtor to discuss home search criteria.

When you find “the one”, meet with Realtor to review comparable properties, and determine the best price to write an offer. In a competitive market there may be other offers on the property. An experienced agent will know how to best work with this situation.

Once your offer is accepted, you will need to schedule a home inspection on the property.

Your lender will order a home appraisal on the property to ensure the value of the home.

Submit the requested documents to your lender to have the loan process move along in a smooth & timely manner.

Once your loan comes out of underwriting approved, a clear to close will be issued. Closing will be scheduled.

Your Realtor will schedule a final walk-thru prior to closing.

Closing Day – Congratulations on your new home!

Additional questions? For a complimentary consultation please contact me